A Sampling of Articles:
Credit And Marriage
Collection Company After 23-Year-Old Debt
Consider Financing Your Next Car With A Credit Card
Buy A Car With A Cash Advance?
Consolidating Credit Cards To One Account
Car Debt Or Credit Debt First?
Car Dealers
Bankruptcy
Chase Bank Tries To Pull A Fast One
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Credit and Marriage
Collection Company After 23-Year-Old Debt
Scott,
I received a letter telling me that I owed a debt of $535.73, but, "if I paid $214.00 immediately," they would cancel the debt. I cannot recall owing this ..... Scott,
I was 36 when I married. I have excellent credit. However, the man I married went through a messy divorce and his credit is moderate at best. If I apply for credit, such as a new car, am I obligated to list my husband's debts or can I still obtain credit in my own name'
--Vicky
Vicky,
Thanks for writing!
When you got married you also married his credit. For better or worse. But that doesn't mean that it has to entirely affect your credit.
Debt Negotiation
Question
I need to know if this will really work. It makes me very nervous in not paying my bills so .....
If you apply for that new car you won't have to list any of his information unless the cars is going to be in his name as well. If it's your car, and your doing the financing, then they should only be researching your credit background.
The only catch having joint accounts with your husband. These accounts will show up in your credit report. But if these accounts are being paid on time then you should have no problems.
As long as his credit problems don't have your name attached to them they you should be okay.
Biweekly Mortgage May Be A Rip-off.
Biweekly mortgages have been touted by many companies as being an excellent way to save money and pay off your mortgage earlier. Some companies ..... Have you taken a look at your credit report lately' If not then take a look at both you and your husbands reports. I like to use MyFico.com. You can look at all three credit reports and the overall scores. By checking your credit report, in advance, you'll know exactly what to expect when applying for financing.
Good luck and please let me know what happens!
Saving For A Down Payment
Scott,
How do you save money to buy a home when you are swamped with credit card bills that just seem to ..... Regards,
Scott
About The Author
Scott Bilker is the author of the best-selling books, "Talk Your Way Out of Credit Card Debt",
Credit Surfing Saves You Money
What is credit surfing' It's the continuous process of jumping from one low-rate credit card to another every time you have a chance. ..... "Credit Card and Debt Management", and "How to be more Credit Card and Debt Smart".
He is also the Editor and publisher of the FREE DebtSmartŪ E-mail Newsletter
(http://www.debtsmart.com). Sign up today!
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